1 Overview
Welcome to PaisaPop, operated by Kerplunk Media ("we", "us", or "our").
We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains
how your information is collected, used, and protected when you use our mobile application.
🔒 Privacy First: PaisaPop is designed with a strong focus on data privacy. We do not sell your
personal financial records or data to third-party advertisers.
2 Information We Collect
Depending on how you use PaisaPop, we collect and process the following categories of data:
- Financial & Transaction Data: Incomes, expenses, custom budgets, categories, and account
notes that you manually log in the app.
- Device Storage & Cache: Local preferences, currency settings, theme preferences, and
locally saved receipt attachments.
- Device Permissions (Camera/Photos): With your explicit permission, we access your camera
and photo library solely to attach receipt images to your transactions.
- Device Information: Device model, OS version, app build version, and basic crash logs to
help us debug issues.
3 How We Use Your Data & AI Features
We use your data to provide real-time budget tracking, spending insights, and analytics. PaisaPop also
features an AI Assistant powered by Google Gemini.
🤖 AI Assistant Usage: When you use the AI chat feature to ask questions about your spending, a
subset of your transaction data (amounts, categories, notes) is sent securely to the Google Gemini
API to generate intelligent insights.
Note: Google Gemini processes this data strictly to answer your queries in real-time. We do not
allow third-party AI models to use your personal financial data to train their models.
4 Data Storage & Security
Your financial data is stored locally on your device securely. We implement industry-standard encryption and
security protocols to safeguard your information against unauthorized access, loss, or disclosure. When
transmitting data to our AI partners (like Google), it is done over secure, encrypted channels (HTTPS).
5 Data Retention
Because PaisaPop is designed with a local-first approach, your financial data is stored directly on your device.
We do not store or retain your personal financial data on our servers.
- Local Data: Your data is retained on your device for as long as you keep the app installed.
If you uninstall the app or clear the app's cache, your local financial data is immediately and permanently
deleted.
- Third-Party Processing: Data processed by third-party services, such as the Google Gemini
API for real-time insights or crash reporting tools, is processed transiently and is not retained beyond what
is necessary to perform the requested service or generate the crash report.
6 Third-Party Services
We integrate reliable third-party services to support core functionality. These include:
- Google Gemini API: For natural language processing and financial insights (as detailed in
Section 3).
- Crash Reporting & Analytics: To detect app crashes and performance issues anonymously.
These providers only have access to information necessary to perform their services and adhere to strict
privacy standards.
7 Your Rights & Data Deletion
You have full ownership of your data. You can at any time:
- Export your transaction history and budgets.
- Clear your local app cache and stored records directly from the app settings, which instantly deletes all
local financial data.
- Revoke Camera and Photo Library permissions from your device settings.
- Request support by contacting our team.
8 Changes to This Policy
We may update this Privacy Policy periodically to reflect new features (like AI enhancements). Any updates will
be reflected on this page with a revised "Last Updated" date. We encourage you to review this page periodically.